Buying a new home is a significant decision, one that can either be a rewarding experience or a stressful challenge. Your home is more than just a place to live—it’s an investment in your future. You likely have many questions, such as 'Which area suits my needs?', 'What can I afford?', and 'How long will the home-buying process take?'. I’m here to listen to your needs and help you find your dream home. Your complete satisfaction is my top priority, and I’ll guide you through every step of the process.
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​Meet with a mortgage broker and find out how much you can afford to pay for a home.
​While knowing how much you can afford is the first step, sellers will be much more receptive to potential buyers who have been pre-approved. You’ll also avoid being disappointed when going after homes that are out of your price range. With Pre-Approval, the buyer actually applies for a mortgage and receives a commitment in writing from a lender. This way, assuming the home you’re interested in is at or under the amount you are pre-qualified for, the seller knows immediately that you are a serious buyer for that property. Costs for pre-approval are generally nominal and lenders will usually permit you to pay them when you close your loan.
​Make 2 lists. The first should include items you must have (i.e., the number of bedrooms you need for the size of your family, a one-story house if accessibility is a factor, etc.). The second list is your wishes, things you would like to have (pool, den, etc.) but that are not absolutely necessary. Realistically for first-time buyers, you probably will not get everything on your wish list, but it will keep you on track for what you are looking for.
​Consider hiring your own real estate agent, one who is working for you, the buyer, not the seller.
​In a convenient location, keep handy the items that will assist you in maximizing your home search efforts. Such items may include:
​Look at a potential property as if you are the seller. Would a prospective buyer find it attractive based on school district, crime rate, proximity to positive (shopping, parks, freeway access) and negative (abandoned properties, garbage dump, source of noise) features of the area?
​Are the rooms laid out to fit your needs? Is there enough light?
​Instead of thinking with your heart when you find a home, think with your head. Does this home really meet your needs? There are many houses on the market, so don’t make a hurried decision that you may regret later.
​A few extra dollars well spent now may save you big expenses in the long run. Don’t forget such essentials as:
​Buying a home is one of the most important purchases most people will make. In order to make the right decision the first time, potential buyers need to be prepared. Consider the following before starting negotiations:
​Research the housing market in the target area. Once you have information about the general area, focus on the particular property and seller. Look for answers to questions such as:
Why is the homeowner selling? (If they’re moving because they find the area undesirable, you might want to consider this issue.)
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​Find out if the seller needs to have the sale closed sooner rather than later. If the seller is feeling pressured to sell, use that to your advantage in negotiating. Even if you, the buyer, are the one with the deadline for purchasing a home, don’t let yourself be rushed into making concessions or a purchase you may regret later.
Search the local real estate market for single-family homes, duplexes, condominiums, and more using our advanced home search tools.
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Search the local real estate market for single-family homes, duplexes, condominiums, and more using our advanced home search tools.
Whether you're a first-time buyer or a seasoned investor who needs a refresher on how transactions work, here are some answers to the most often asked questions.
